Loan Shark
Creature 2 — human, humanoid
WeaverLAND
Loan sharks lend money to those in need but charge high interest. If there's ever an issue with repayment, they'll send their gang to ensure clients pay in full. In the underbelly of society, the lawless reign supreme.
Source: pathfinder-npc-core
Perception +8
Languages common
Skills Accounting Lore +17, athletics +9, deception +8, diplomacy +8, intimidation +8, society +15
Str
+3
Dex
+0
Con
+1
Int
+2
Wis
+2
Cha
+4
Items Dragon-Headed Cane (Functions as a Staff), Breastplate
AC 18
Fort +7
Ref +6
Will +10
HP 25
Speed 25 feet
Offense
Melee Dragon-Headed Cane (two-hand-d8) +10, Damage 1d4+5 bludgeoning
Melee Fist (agile, nonlethal, unarmed) +9, Damage 1d4+5 bludgeoning
Abilities
Business Savvy — When making monetary deals, the loan shark gets a +8 circumstance bonus to Deception checks, Diplomacy checks, and their Perception DC.
Loan Specialist — For encounters involving monetary deals, the loan shark is a 7th-level challenge.
Never off the Hook (aura, emotion, mental) — 60 feet.
Creatures in the aura who owe the loan shark money take a –3 circumstance penalty to their Will DC against the loan shark's attempts to Demoralize or Coerce them and can't reduce their Frightened value below 1 while in the aura.
Creatures in the aura who owe the loan shark money take a –3 circumstance penalty to their Will DC against the loan shark's attempts to Demoralize or Coerce them and can't reduce their Frightened value below 1 while in the aura.
Interest is Due! (auditory, concentrate, linguistic, mental) — Frequency once per round
Effect The loan shark commands an ally within 30 feet to attack a creature who owes the loan shark money. The ally can use a reaction to Strike the debtor, dealing an additional 1d6 mental damage.
Effect The loan shark commands an ally within 30 feet to attack a creature who owes the loan shark money. The ally can use a reaction to Strike the debtor, dealing an additional 1d6 mental damage.
WORKS WELL WITH
AnvilLANDThe Loan Shark commands allies to strike, and an Anvil provides the durable frontline presence that makes those commanded strikes a priority threat the enemy cannot ignore.
MenderLANDThe Loan Shark depends on allies to execute commands, and a Mender controls the tempo by keeping those allies healthy enough to respond turn after turn.
PUNISHES
✖ low Will✖ fear recovery
Works well with · Punishes · Pairing advice
Unlock with Tactics
Run Loan Shark in the encounter builder — free, no install.
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